WELCOME TO THE UNDERWRITING SPECIALIST LIMITED

A Coverholder at Lloyd's dedicated to providing comprehensive insurance products for UK businesses.

ABOUT US

The Underwriting Specialists Limited ‘TUS’ is an approved Coverholder at Lloyd’s, based in Hitchin, Hertfordshire. With a wide range of London Market experience within our team, TUS are predominantly focused on underwriting professional indemnity ‘PI’ insurance.

Our PI product covers damages to professionals and their clients, with a range of coverage options and a comprehensive policy. It is open to an array of UK based SME’s, including architects, design & construct risks, engineers, property professionals (inc chartered surveyors) and miscellaneous risks, with our full appetite list available to download from our documents page along with our wordings, summary sheets and proposal forms (you will need to login to gain access to this page).

This competitive product is underwritten on behalf of Accelerant, offering limits up to £5M both in the aggregate and any one claim. We pride ourselves in our flexible and efficient service with all submissions thoroughly reviewed by a dedicated underwriter to ensure the best terms are offered.

Accelerant is built by senior insurance industry veterans with experience with program carriers, reinsurance and program administration. It’s earned an AM Best rating of A- (Excellent). It’s reinsured by a panel of the best reinsurers in the world. And it’s backed by Altamont Capital.

 

LEGAL SERVICES

 

We have appointed Caytons Law as our Claims Management and Legal Services partner. They provide us with a comprehensive claim’s administration and management service and their advice to us on all claims related matters covers PI.

 

Free Advice on Collateral Warranties and Appointments

Caytons Law have considerable experience and expertise in providing advice on Contracts of Engagement and Collateral Warranties to a diverse spectrum of professionals.

 

Free Legal Advice Helpline

Free Legal Advice Helpline: 020 7398 7600

For the purposes of discussing, approving and giving general advice regarding potential problems.

 

Advice at Concessionary Rates

Caytons Law are also happy to provide certain legal advice to our Insured professionals at a concessionary rate. This concessionary rate would apply to legal advice on any matter that could impact on the Insured’s professional liabilities. 

 

OUR PROMISES

 

To offer a first class service  to our trading partners - regional brokers

 

To deliver a fast and efficient quotation service with instant policy production

 

To provide a flexible and innovative underwriting approach 

To source risk transfer solutions as unique as the clients buying them

PRODUCTS & DOCUMENTS

Professional Indemnity Insurance

We will quote a wide range of professions with industry specific wordings.

We offer limits up to £5m both in the aggregate and anyone claim. 

For our D&C appetite, please click here.

 

Significant Features and Benefits

  • Any Claim made against the Insured for civil liability arising from the conduct of the Insured’s business.

  • Civil liability is any non-criminal liability the Insured may incur which is not specifically excluded.

  • Loss of professional Documents.

Specific statutory liabilities including claims arising due a breach of:

The Property Misdescriptions Act 1991

The Health and Safety at Work Act 1974

The Estate Agents Act 1979

 

  • Insured’s defence costs and expenses (in addition) in defending a claim for civil liability arising from the conduct of the Insured’s professional business.

  • Insured’s defence costs and expenses for prosecution brought under the Data Protection Act 1998.

  • Insured’s court attendance costs

  • EN and AR wordings include Death or Bodily injury extension.

  • Free Advice on Collateral Warranties and Appointments, with every policy.

  • Free Legal Advice Helpline, with every policy.

 

Our quotes are overseen by a dedicated underwriter proficient in the Professional Indemnity market.

Brokers are guaranteed to receive prompt responses to their risks, with the team fully trained to assist with any queries.

 

Coming soon: Online broker system offering quote & buy options!

 

You will need to sign in to view and download our documents

Please note that The Underwriting Specialist only offer quotations via an insurance intermediary. If you are a direct customer, please contact an insurance intermediary who will be able to provide advice on your insurance requirements.

 

OUR TEAM

Our team is led by Richard Bennett who has worked as a broker and underwriter in the Professional Indemnity sector for over 40 years.

RICHARD BENNETT
CHAIRMAN AND CHIEF UNDERWRITING OFFICER
CINDY BROWN
Cert CII
DEPUTY UNDERWRITER

M: 07818 552721

cindy@uwspecialist.co.uk

ROXY
Guard Dog
TERESA YARDLEY
Dip CII
UNDERWRITING DIRECTOR
EMILY ROBERTS
DEPUTY UNDERWRITER

M: 07552 598528

emily@uwspecialist.co.uk

SARAH KEMPSTER
ASSISTANT UNDERWRITER/ MARKETING MANAGER

M: 07436 355405

sarah@uwspecialist.co.uk

VANESSA BRIDGES
FINANCIAL CONTROLLER
VACANCIES

Our office is located at:

34 Bancroft

Hitchin

Hertfordshire

SG5 1LA

Office Tel: 01462 452212

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We are committed to providing you with a high quality service. If we have not delivered the high standards of service you expect, please follow our Complaints Procedure.

 

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© 2017 THE UNDERWRITING SPECIALIST LIMITED

The Underwriting Specialist Limited (company no. 09976116) is regulated by the Financial Conduct Authority FRN 753446 and is registered in England and Wales with offices at 34 Bancroft, Hitchin, Herts, SG5 1LA.

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