WELCOME TO THE UNDERWRITING SPECIALIST LIMITED
A Coverholder at Lloyd's dedicated to providing comprehensive insurance products for UK businesses.
ABOUT US
The Underwriting Specialists Limited ‘TUS’ is an approved Coverholder at Lloyd’s, based in Hitchin, Hertfordshire. With a wide range of London Market experience within our team, TUS are predominantly focused on underwriting professional indemnity ‘PI’ insurance.
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Our PI product covers damages to professionals and their clients, with a range of coverage options and a comprehensive policy. It is open to an array of UK based SME’s, including architects, design & construct risks, engineers, property professionals (inc chartered surveyors) and miscellaneous risks, with our full appetite list available to download from our documents page along with our wordings, summary sheets and proposal forms (you will need to login to gain access to this page).
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This competitive product is underwritten on behalf of Syndicate DTW1991 of Lloyd’s of London, offering limits up to £5M both in the aggregate and any one claim. We pride ourselves in our flexible and efficient service with all submissions thoroughly reviewed by a dedicated underwriter to ensure the best terms are offered.

PI
The PI Specialist ('TPIS') is a trading name of The Underwriting Specialist Limited ('TUS') and underwrites Professional Indemnity insurance on behalf of Syndicate DTW 1991 of Lloyd's of London.
For more details, contact:
OFFICE BASED EL PL in conjunction with PI or D&O
TPIS underwrites EL & PL for PI and D&O Policyholder Insurance on behalf of Syndicate DTW 1991 of Lloyd's of London.
For more details, contact: cindy@uwspecialist.co.uk

D&O
TPIS underwrites Directors and Officers Liability Insurance on behalf of Syndicate DTW 1991 of Lloyd's of London.
For more details, contact: richard@uwspecialist.co.uk
As a Lloyd’s Coverholder, TUS benefits from Lloyd’s A.M.Best’s A (Excellent) rating, making TUS the partner of choice for regional brokers when sourcing professional insurance for their clients.
ABOUT US
The Underwriting Specialists Limited ‘TUS’ is an approved Coverholder at Lloyd’s, based in Hitchin, Hertfordshire. With a wide range of London Market experience within our team, TUS are predominantly focused on underwriting professional indemnity ‘PI’ insurance.
​
Our PI product covers damages to professionals and their clients, with a range of coverage options and a comprehensive policy. It is open to an array of UK based SME’s, including architects, design & construct risks, engineers, property professionals (inc chartered surveyors) and miscellaneous risks, with our full appetite list available to download from our documents page along with our wordings, summary sheets and proposal forms (you will need to login to gain access to this page).
​
This competitive product is underwritten on behalf of Syndicate DTW1991 of Lloyd’s of London, offering limits up to £5M both in the aggregate and any one claim. We pride ourselves in our flexible and efficient service with all submissions thoroughly reviewed by a dedicated underwriter to ensure the best terms are offered.

PI
The PI Specialist ('TPIS') is a trading name of The Underwriting Specialist Limited ('TUS') and underwrites Professional Indemnity insurance on behalf of Syndicate DTW 1991 of Lloyd's of London.
For more details, contact:
OFFICE BASED EL PL in conjunction with PI or D&O
TPIS underwrites EL & PL for PI and D&O Policyholder Insurance on behalf of Syndicate DTW 1991 of Lloyd's of London.
For more details, contact: cindy@uwspecialist.co.uk

D&O
TPIS underwrites Directors and Officers Liability Insurance on behalf of Syndicate DTW 1991 of Lloyd's of London.
For more details, contact: richard@uwspecialist.co.uk
As a Lloyd’s Coverholder, TUS benefits from Lloyd’s A.M.Best’s A (Excellent) rating, making TUS the partner of choice for regional brokers when sourcing professional insurance for their clients.
ABOUT US
The Underwriting Specialists Limited ‘TUS’ is an approved Coverholder at Lloyd’s, based in Hitchin, Hertfordshire. With a wide range of London Market experience within our team, TUS are predominantly focused on underwriting professional indemnity ‘PI’ insurance.
​
Our PI product covers damages to professionals and their clients, with a range of coverage options and a comprehensive policy. It is open to an array of UK based SME’s, including architects, design & construct risks, engineers, property professionals (inc chartered surveyors) and miscellaneous risks, with our full appetite list available to download from our documents page along with our wordings, summary sheets and proposal forms (you will need to login to gain access to this page).
​
This competitive product is underwritten on behalf of Syndicate DTW1991 of Lloyd’s of London, offering limits up to £5M both in the aggregate and any one claim. We pride ourselves in our flexible and efficient service with all submissions thoroughly reviewed by a dedicated underwriter to ensure the best terms are offered.
What Our Brokers Are Saying
"Great underwriters, very professional, listens to your requirements and is very accommodating and flexible where needed. Very prompt turnaround time which is often key in my brokerage! Pleasure doing business with this company!" - Tracy
"The main thing that stands out for me is the quality and speed of service. We can always rely on prompt replies from all of the underwriters, which as a broker enables us to do our job much more efficiently." - Adam
"The level of service from TUS is without doubt second to none – during what has been a very tough year all round and with the PI market becoming more and more challenging, the response times from TUS are just what was needed to secure some excellent new business wins and renewal retentions" - Darren
If you would like to write a testimonial, please click here

PI
The PI Specialist ('TPIS') is a trading name of The Underwriting Specialist Limited ('TUS') and underwrites Professional Indemnity insurance on behalf of Syndicate DTW 1991 of Lloyd's of London.
For more details, contact:
OFFICE BASED EL PL in conjunction with PI or D&O
TPIS underwrites EL & PL for PI and D&O Policyholder Insurance on behalf of Syndicate DTW 1991 of Lloyd's of London.
For more details, contact: cindy@uwspecialist.co.uk

D&O
TPIS underwrites Directors and Officers Liability Insurance on behalf of Syndicate DTW 1991 of Lloyd's of London.
For more details, contact: richard@uwspecialist.co.uk
As a Lloyd’s Coverholder, TUS benefits from Lloyd’s A.M.Best’s A (Excellent) rating, making TUS the partner of choice for regional brokers when sourcing professional insurance for their clients.
LEGAL SERVICES
We have appointed Caytons Law as our Claims Management and Legal Services partner. They provide us with a comprehensive claim’s administration and management service and their advice to us on all claims related matters covers both PI and D&O.
Free Advice on Collateral Warranties and Appointments
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Caytons Law have considerable experience and expertise in providing advice on Contracts of Engagement and Collateral Warranties to a diverse spectrum of professionals.
Free Legal Advice Helpline
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Free Legal Advice Helpline: 020 7398 7600
For the purposes of discussing, approving and giving general advice regarding potential problems.
Advice at Concessionary Rates
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Caytons Law are also happy to provide certain legal advice to our Insured professionals at a concessionary rate. This concessionary rate would apply to legal advice on any matter that could impact on the Insured’s professional liabilities.

OUR PROMISES
To offer a first class service to our trading partners - regional brokers
To deliver a fast and efficient quotation service with instant policy production
To provide a flexible and innovative underwriting approach
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To source risk transfer solutions as unique as the clients buying them
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PRODUCTS & DOCUMENTS
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PI
We will quote a wide range of professions with industry specific wordings. We offer limits up to £5M both in the aggregate and any one claim.
XOL
Coverage is available up to £10M for PI, D&O & Liability.
D&O
Available for most private UK businesses and we can include Entity and EPL extensions where appropriate. We can offer limits up to £15M.
OFFICE EL PL
Coverage is available for office based risks up to a limit of £10M EL and £15M PL. This is only available in conjunction with PI or D&O coverage.
You will need to sign in to view and download our documents
Please note that The Underwriting Specialist only offer quotations via an insurance intermediary. If you are a direct customer, please contact an insurance intermediary who will be able to provide advice on your insurance requirements.
OUR TEAM
Our team is led by Richard Bennett who has worked as a broker and underwriter in the Professional Indemnity sector for over 40 years.
RICHARD BENNETT
CHAIRMAN AND CHIEF UNDERWRITING OFFICER
M: 07787 426421
CINDY BROWN
Cert CII
DEPUTY UNDERWRITER
M: 07818 552721
ROXY
Guard Dog
TERESA YARDLEY
Dip CII
UNDERWRITING DIRECTOR
M: 07825 135046
EMILY ROBERTS
DEPUTY UNDERWRITER
M: 07552 598528
VANESSA BRIDGES
FINANCIAL CONTROLLER
​07818 376010
SARAH KEMPSTER
ASSISTANT UNDERWRITER/ MARKETING MANAGER
M: 07436 355405
Our office is located at:
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34 Bancroft
Hitchin
Hertfordshire
SG5 1LA
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Office Tel: 01462 452212
We are committed to providing you with a high quality service. If we have not delivered the high standards of service you expect, please follow our Complaints Procedure.