WELCOME TO THE UNDERWRITING SPECIALIST LIMITED
A Coverholder at Lloyd's dedicated to providing comprehensive insurance products for UK businesses.
The Underwriting Specialists Limited ‘TUS’ is an approved Coverholder at Lloyd’s, based in Hitchin, Hertfordshire. With a wide range of London Market experience within our team, TUS are predominantly focused on underwriting professional indemnity ‘PI’ insurance.
Our PI product covers damages to professionals and their clients, with a range of coverage options and a comprehensive policy. It is open to an array of UK based SME’s, including architects, design & construct risks, engineers, property professionals (inc chartered surveyors) and miscellaneous risks, with our full appetite list available to download from our documents page along with our wordings, summary sheets and proposal forms (you will need to login to gain access to this page).
This competitive product is underwritten on behalf of Accelerant, offering limits up to £5M both in the aggregate and any one claim. We pride ourselves in our flexible and efficient service with all submissions thoroughly reviewed by a dedicated underwriter to ensure the best terms are offered.
Accelerant is built by senior insurance industry veterans with experience with program carriers, reinsurance and program administration. It’s earned an AM Best rating of A- (Excellent). It’s reinsured by a panel of the best reinsurers in the world. And it’s backed by Altamont Capital.
To download our flyer, please click here
We have appointed Caytons Law as our Claims Management and Legal Services partner. They provide us with a comprehensive claim’s administration and management service and their advice to us on all claims related matters covers PI.
Free Advice on Collateral Warranties and Appointments
Caytons Law have considerable experience and expertise in providing advice on Contracts of Engagement and Collateral Warranties to a diverse spectrum of professionals.
Free Legal Advice Helpline
Free Legal Advice Helpline: 020 7398 7600
For the purposes of discussing, approving and giving general advice regarding potential problems.
Advice at Concessionary Rates
Caytons Law are also happy to provide certain legal advice to our Insured professionals at a concessionary rate. This concessionary rate would apply to legal advice on any matter that could impact on the Insured’s professional liabilities.
To offer a first class service to our trading partners - regional brokers
To deliver a fast and efficient quotation service with instant policy production
To provide a flexible and innovative underwriting approach
To source risk transfer solutions as unique as the clients buying them
PRODUCTS & DOCUMENTS
Professional Indemnity Insurance
We will quote a wide range of professions with industry specific wordings.
We offer limits up to £5m both in the aggregate and any one claim.
For our D&C appetite, please click here.
Features and Benefits
Free Advice on Collateral Warranties and Appointments with every policy.
Free Legal Advice Helpline with every policy.
To download our proposal forms, summary sheets, wordings and other documents, please click the below tab.
You will need to sign in to our website to download our documents.
Excess of Loss Facility
Our target for this facility is 5 X 5 but we will consider any attachment points with limits up to £5m, including 3 X 2.
Our appetite remains similar to our primary appetite, but we can consider bigger risks.
Minimum £2,000,000 attachment point.
No excess layers above Accelerant primary offerings, either from us or other MGAs.
Risks to be located in the UK.
All policies can be written on an Any One Claim or In the Aggregate basis.
We will require the policy wording and terms
This excess of loss facility is with security Accelerant Insurance Europe SA
All our quotes are overseen by a dedicated underwriter proficient in the Professional Indemnity market.
Brokers are guaranteed to receive prompt responses to their risks, with the team fully trained to assist with any queries.
Please note that The Underwriting Specialist only offer quotations via an insurance intermediary. If you are a direct customer, please contact an insurance intermediary who will be able to provide advice on your insurance requirements.
Online Broker System
To get a quote using our online broker system you will need to be signed up first, you can do this by clicking here.
Once you have received a welcome email, you can start using our online system.
For existing members, click here to input your submission onto our online system.
If you would prefer to submit your PI risks directly with a proposal form, then please contact your dedicated underwriter who can assist you.
Our team is led by Richard Bennett who has worked as a broker and underwriter in the Professional Indemnity sector for over 40 years.
MANAGING DIRECTOR AND CHIEF UNDERWRITING OFFICER
M: 07787 426421
M: 07818 552721
M: 07825 135046
M: 07552 598528
ASSISTANT UNDERWRITER/ MARKETING MANAGER
M: 07436 355405
Our office is located at:
Office Tel: 01462 452212
We are committed to providing you with a high quality service. If we have not delivered the high standards of service you expect, please follow our Complaints Procedure.